Ubercart Inkasso

and you are new to drupal, I would advise to be using drupal commerce, because it is the more modern system.
Commerce is written by the same programmer, who did Übercart.

There are modules using the PayPal-API and other Credit card processing services.

Dear Ken,

welcome to Germany and this forum. The reason why there is no implementation of EC cards is simple. In order to pay with it, you need a card reader (which most people don't have at home) and the PIN and/or a personal signature. Therefore PayPal is the second best choice, if you do not want to offer invoice.

I am just about to set up a store myself and first went with Drupal Commerce as this is the new shooting star, but then went back to Ubercard 3.x as it offers an auction module that I needed badly.

If you feel more comfortable communicating in English send me an IM.

One more thing ... you filed this thread under Drupal 6. Is this correct? I would highly recommend to start with Durpal 7 right away as this is the latest release of Drupal.

(Note: In English below for those who would rather not suffer through my poor German.)

Ich kann mit dem falschen Begriff, wenn ich von "EC-Karte" paye sagen. Allerdings muss es eine Möglichkeit, für Zahlung per Bankeinzug ohne Umleitung der Kunden durch die Webseite eines Drittanbieters wie PayPal zu ermöglichen?

Wie zum Beispiel, ermöglicht PayPal selbst für Lastschrift ebenso wie Amazon.de (http://www.amazon.de/gp/help/customer/display.html?ie=UTF8&nodeId=504928)

Sind sie auch der Erfassung der vollständigen Karten-Nr. und BLZ und den Betrieb des Produkts in einer nicht automatisierten Weg? Könnte mein kleiner-shop-Client verwenden ein Modul wie DirectDebit und manuell bearbeiten die Bankkarte Informationen?

Leider, so viele Fragen zu stellen. Normalerweise bin ich ziemlich gut Consulting Dokumentation / Google, aber in diesem Fall zu sein scheint das Thema wenig.

Wie für die Version 6.x / Wahl des Ubercart: Ich bin, E-Commerce auf den Kunden bestehenden 6.x Website, und mit Ubercart als, nun ja, ich habe mehrere Ubercart Standorten getan und wollen nicht angehen English Zahlungssysteme, die Sprache, und ein neues Toolset zur gleichen Zeit.

In English:

I may be using the wrong term when I say to paye by "EC-Karte". However, there must be a way to allow for direct debit payment without redirecting the customer through a third party website such as PayPal?

As, for example, PayPal itself allows for direct debit as does Amazon.de ( http://www.amazon.de/gp/help/customer/display.html?ie=UTF8&nodeId=504928 )

Are they also capturing the full Karten-Nr. and BLZ and running the product in a non-automated way? Could my small-shop client use a module like DirectDebit and manually process the bank card information?

Sorry to ask so many questions. I'm usually quite good at consulting documentation/Google, but in this case there seems to be little on the topic.

As for the 6.x version/choice of Ubercart: I'm adding e-commerce to the client's existing 6.x site, and using Ubercart as, well, I've done several Ubercart sites and don't want to tackle Deutsch payment systems, the language, and a new toolset at the same time.

you need additional modules, to manage this.

No matter if you are using Übercart oder Commerce, you need additional modules for handling different payment options.

Just take a look into the modules catalog at drupal.org.

This is propably what you are looking for: http://drupal.org/project/uc_bank_transfer

Ubercart is crap and out, since the commerce shop-module.

but it is out.

Thanks for all the feedback — at least I know I'm not entirely on the wrong path!

Drupal 7 has come a long way since I last tried it, so maybe it's time again.

Hopefully in 1-2 months after my project is complete, I'll post back again to share my experiences so that others googling in the future may benefit.

Yes, drupal has done a big step ahead. But probably you don't want to own the onlineshop by yourself. In my opinion the backend of drupal is out-of-the-box very unintuitive for your onlineshop clients (drupal can learn a lot from wordpress). So you need to invest some time in dashboards (for example) to make the onlineshop useful for them.

Furthermore you don't have any good instruction handbook for your onlineshop-clients. If you want only a onlineshop without lots of modifications in the logic, so gambio gx (with the good priced license) is may a good option for german shops. You gain a good, professional handbook and support from gambio (1 answer per day). So you don't have to do the whole support because of the administration. Drupal is good, but there is not only drupal in the world.

If the shop has a budget of 10.000,00 EUR < so you can use drupal as your framework for individual shops and do all the support work. It's your decision.

Übercart / Commerce offers an interface which has to be used to process payments. Developers create extension modules that use this interface to implement different payment processings such as Paypal. Paypal has an interface on their own, so in fact the module uses the Ubercart / Commerce interfqce and the Paypal interface to exchange data such as payment status information, etc.

To verify a EC Card or a debit / credit card (AmEx, VISA, MasterCard, ...) requires an interface to the card company. But their not free to use by everyone. In fact they cost a lot and have a lot of technical requirements on your side.
If your're not Amazon or Paypal or own a bank you won't have what it takes to play with the big guys directly.
Instead you have to sign a contract with someone in between, like Heidelpay for example. They have an interface and may even have a module or help you implement it. People are then able to use whatever payment options your contract covers (credit card, Sofortüberweisung, Giropay, direct debit, ...) on your site, without being redirected to another, ...

Usually these contracts have a monthly base fee, a transaction fee (fixed and / or pro rata) and the more revenue you make the less you pay per transaction. Depending on your revenues, profit margin and competitors' prizes such a contract is way too expensive to be profitable enough. That's where Paypal and Clickandbuy come into play, because they're rather cheap, even for small shops...